Tata AIA Life Insurance Suraksha Kosh

Published on Sep 26 2012 // Life Insurance, New Launch, ULIP 35,859 views

Not just life, but adequate health protection also, is therefore critical for our family’s financial well being. To ensure that this is possible, Tata AIA Life presents a comprehensive health and life protection solution, Tata AIA Life Insurance Suraksha Kosh, a non participating unit linked endowment insurance plan with inbuilt critical illness, surgical and accident benefits. These health and accident related benefits are available in various combinations and you can choose the one most suited to your needs. This plan will not only provide you coverage against accident & health related risks during your lifetime, but also provide life cover in case of an unfortunate event, with the additional advantage of a savings component on the popular unit linked platform.

Features – Suraksha Kosh

  • One plan to cover multiple needs. Comprehensive and inbuilt health and accident benefits.
  • Choice of inbuilt benefits like Accidental Death and Dismemberment (Long Scale) (ADDL) Benefit, Critical Illness (Lumpsum) Benefit and Surgical Benefit, as per your need, in four combinations:
    • Health Plus- Death Benefit + Surgical Benefit
    • Health Plus Protect- Death Benefit + Surgical Benefit + Accidental Death and Dismemberment (Long Scale) (ADDL) Benefit
    • Health Premium- Death Benefit + Critical Illness (Lumpsum) Benefit + Surgical Benefit
    • Health Protect Premium- Death Benefit + Critical Illness (Lumpsum) Benefit + Surgical Benefit +Accidental Death and Dismemberment (Long Scale) (ADDL) Benefit
  • Coverage for 12 Critical Illnesses and 948 listed surgeries.
  • Lumpsum payouts to help pay for health related expenses and protect savings meant for other needs.
  • Accidental Death and Dismemberment cover
    • An amount equal to the Accidental Death and Dismemberment (Long Scale) (ADDL) Benefit Sum Assured payable in addition to the Basic Sum Assured in case of accidental death
    • Payouts as a percentage of Accidental Death and Dismemberment (Long Scale) (ADDL) Benefit Sum Assured in case of defined accidental dismemberments
    • Double the Accidental Death and Dismemberment (Long Scale) (ADDL) Benefit Sum Assured or percentage thereof, in case of certain defined accidental deaths and dismemberments respectively
  • This plan also boosts the protection element by offering a life cover (Death Benefit)* of Sum Assured plus Total Fund Value.
  • Choice of policy term depending on your specific requirements
  • Wide choice for investment of your money
    • 8 investment funds to choose from and
    • 2 portfolio strategies: Enhanced SMART and Enhanced AAA

Benefits

  • Maturity Benefit
  • Total Fund Value which is equal to the value of the Regular Premium Fund plus the value of the Top-Up Premium Fund (if applicable) valued at applicable unit price.

  • Death Benefit
  • In case of unfortunate death of the Insured while the policy is in force and before the maturity date, the nominee will get;

    Higher of

    (i) the Basic Sum Assured plus the Regular Premium Fund Value of this Policy at the applicable Unit Price

    OR

    (ii) 105 percent of the total regular premiums paid

    In addition to this:
    Higher of

    (i) the approved Top-Up Sum Assured(s) plus the Top-Up Fund Value at the applicable Unit Price

    OR

    (ii) 105 percent of the total Top-Up premiums paid is also payable provided the policyholder has a Top-Up Fund Value.

  • Critical Illness (CI) Benefit
    • If the Insured is diagnosed with any one of the 12 covered critical illnesses or any covered surgeries are performed upon him for the first time, a lumpsum benefit equal to the Critical Illness Benefit Sum Assured is payable. Insured needs to survive for a period of 30 days post the diagnosis/performance of the event.

    • This benefit can be claimed only once during the term of the policy. The basic policy remains in force, unchanged, after such claim payment.

    • The following 12 Critical Illnesses and surgeries are covered: (a) Cancer (b) Stroke (c) Heart Attack (d) Coronary Bypass Surgery (e) Chronic Renal Failure (f) Major Organ Transplant like Heart, Lung, Liver, Kidney or Pancreas or Bone Marrow Transplant (g) Aorta Surgery (h) Benign Brain Tumor (i) Heart Valve Surgery (j) Paralysis (k) Parkinson’s Disease (l) Total Blindness

    • Critical Illness Benefit will be equal to the chosen Basic Sum Assured or Rs. 2,000,000 whichever is lower.

    • On event of a claim, Critical Illness benefit will cease and the morbidity charge will not be deducted for this benefit further.

  • Surgical Benefit (SB)
  • An amount equal to Surgical Benefit Sum Assured subject to the %age applicable is paid if any of the covered surgical procedures /surgeries are performed on the Insured for Medically necessary treatment under recommendation and professional care of a Physician or Registered Medical Practitioner.

Funds Available to Invest

  • Top 50 Fund – High Risk
  • Top 200 Fund- High Risk
  • Large Cap Equity Fund- High Risk
  • Whole Life Mid Cap Equity Fund- High Risk
  • Whole Life Aggressive Growth Fund – Medium to High Risk
  • Whole Life Stable Growth Fund- low to Medium Risk
  • Whole Income Fund – Low Risk
  • Whole Life Short-Term Fixed Income Fund – Low Risk

 

84 Comments

  1. yesbo.de says:

    I will immediately snatch your rss as I can’t find your e-mail subscription link or e-newsletter service.
    Do you have any? Please permit me understand so that I could subscribe.
    Thanks.

    my site: prozac side effects, yesbo.de,

  2. porn says:

    I know this if off topic but I’m looking into starting my own weblog and
    was curious what all is required to get setup?
    I’m assuming having a blog like yours would cost a pretty penny?
    I’m not very web savvy so I’m not 100% certain. Any tips or
    advice would be greatly appreciated. Appreciate it

    Here is my blog post :: porn

  3. Sites we Like…

    [...] Every once in a while we choose blogs that we read. Listed below are the latest sites that we choose [...]…

  4. ‘ This citation leads me to realise that he was
    not unaccustomed in order to clash of clans hack tool no survey ().

    ‘ Evaluating clash of clans hack tool no survey and much of exactly
    what has been written of it can be like comparing playing with a puppy and singing with a blackbird.
    Ask the sales associate or check online to be sure.

    Check out my blog post best baby monitors

  5. Have you ever thought about including a little bit more
    than just your articles? I mean, what you say is important and all.
    Nevertheless imagine if you added some great pictures or videos to give your
    posts more, “pop”! Your content is excellent but with pics and clips, this blog could
    undeniably be one of the most beneficial in its field.
    Amazing blog!

  6. sbobet says:

    This is very interesting, You are a very skilled blogger.
    I’ve joined your feed and look forward to seeking more of
    your great post. Also, I’ve shared your website in my social networks!

    Here is my website :: sbobet

  7. the venus factor review

    [...]usually posts some quite interesting stuff like this. If you are new to this site[...]

  8. Wikia

    Wika linked to this website

  9. irvine auto says:

    Websites worth visiting

    [...]here are few links to websites that we link to because we think they are worth visiting[...]…

  10. I’m curious to find out what blog system you are utilizing?
    I’m experiencing some minor security issues with my latest blog and I would
    like to find something more safeguarded. Do you have any recommendations?

    My web page; 最安値 エコバッグ 2014

  11. Howdy! I know this is kinda off topic but I was wondering if you knew where I could get a captcha
    plugin for my comment form? I’m using the sake blog platform as yours and
    I’m having pfoblems finding one? Thanks a lot!

  12. Blogs ou should be reading

    [...]Here is a interesting Blog You could Find useful that we Encourage You to visit[...]…

  13. Thank you, I have recently been searching for info approximately this topic for ages and yours is the best I’ve found out so far.
    However, what in regards to the conclusion? Are you certain concerning the
    supply?
    Glucosamine Sulfate

  14. Astral Projection

    [...]Here is an excellent Blog You may Discover Fascinating that we Encourage You[...]

  15. Title

    [...]Here are a number of the web sites we advocate for our visitors[...]

  16. I precisely wanted to appreciate you all over again.
    I do not know the things I would have made to happen without
    these strategies shared by you over this industry. It was
    before the intimidating case in my view, however , finding out a new skilled avenue you managed
    the issue made me to jump for joy. I’m happy for this advice as well as wish you are aware
    of a great job your are providing instructing many
    people thru your blog. Most probably you have never got to
    know all of us.

    my blog post … want a penis that’s 3 inches bigger

  17. Awesome website

    [...]the time to read or visit the content or sites we have linked to below the[...]…

  18. Its hard to find good help

    I am constantnly proclaiming that its difficult to procure quality help, but here is

  19. We absolutely lve үour blog and fiոd mɑny of your post’s too bе jսst whаt ӏ’m lookіng foг.
    can you offer guest writers to wrijte content fօr yoursеlf?
    I wouldn’t mind writing ɑ post oor elaborating օn a feѡ of the subjeccts үou write about here.
    Again, awesome site!

    Feel free tо visit mʏ homepage – Can’t Sleep – How To Fall Asleep Fast

  20. biodegradable dog poop bags

    [...]Here are a number of the internet sites we suggest for our visitors[...]

  21. you’re in point of fact a just right webmaster. The website loading velocity is amazing.
    It sort of feels that you are doing any unique trick.
    In addition, The contents are masterwork. you have performed a great process on this topic!

    Feel free to visit my web-site – recette crepe

  22. Tech says:

    Title

    [...]please pay a visit to the web sites we follow, like this a single, because it represents our picks from the web[...]

  23. Аs one day passes withoiut listening to from him,
    you may well start off ijagining factors. You might be huhgely tempted to cotact him and come acrosѕ out the real trսth.
    http://support.volarvideo.com/entries/27907314-An-On-The-Internet-Brothel-Committed-To-Gold-Coast-Escorts

  24. If some one desires expert view regarding blogging and site-building after that i advise him/her to go to see this blog, Keep up the nice job.

    My page :: handheld vacuum reviews

  25. malware says:

    Websites we think you should visit

    [...]although websites we backlink to below are considerably not related to ours, we feel they are actually worth a go through, so have a look[...]…

  26. ncplust says:

    Recent Blogroll Additions…

    [...]usually posts some very interesting stuff like this. If you’re new to this site[...]…

  27. sbobet says:

    Good day! This is my first comment here so I just wanted to give a quick shout out
    and tell you I really enjoy reading through your
    articles. Can you suggest any other blogs/websites/forums that go over
    the same subjects? Thanks a lot!

    Also visit my homepage :: sbobet

  28. enceplus says:

    Recommeneded websites

    [...]Here are some of the sites we recommend for our visitors[...]…

  29. Title

    [...]although sites we backlink to below are considerably not related to ours, we feel they may be truly worth a go through, so have a look[...]

  30. pieniadze says:

    Check this out

    [...] that is the end of this article. Here you’ll find some sites that we think you’ll appreciate, just click the links over[...]…

  31. platforma says:

    Websites we think you should visit

    [...]although websites we backlink to below are considerably not related to ours, we feel they are actually worth a go through, so have a look[...]…

  32. Title

    [...]that will be the finish of this report. Right here you will come across some web-sites that we assume you’ll enjoy, just click the hyperlinks over[...]

  33. Websites we think you should visit

    [...]although websites we backlink to below are considerably not related to ours, we feel they are actually worth a go through, so have a look[...]…

  34. Лидеры проката!

    Смотрите фильмы

  35. sbobet says:

    Hey are using WordPress for your blog platform? I’m new to the blog world but I’m trying to get started and create
    my own. Do you require any html coding expertise to make your own blog?
    Any help would be greatly appreciated!

    Take a look at my page sbobet

  36. Wikia

    Wika linked to this place

  37. Thinspiration Tips & Pro Ana Secrets Revealed For The First Time

    [...]one of our visitors just lately advised the following website[...]

  38. You should check this out

    [...] Wonderful story, reckoned we could combine a few unrelated data, nevertheless really worth taking a look, whoa did one learn about Mid East has got more problerms as well [...]…

  39. Title

    [...]Here are a few of the internet sites we advise for our visitors[...]

  40. Click here says:

    Whispering Misty

    So sorry you are going to pass up the workshop!

  41. Whispering Misty

    So sorry you may skip the workshop!

  42. Peptides says:

    Online Article…

    [...]The information mentioned in the article are useful [...]…

  43. Exceptional post however , I was wanting to know if you could write a litte more
    on this subject? I’d be very thankful if you could elaborate a little bit further.
    Appreciate it!

    my web blog; Clash of Clans Download for PC

  44. The Absent Game

    Among me and my husband we’ve owned far more MP3 players through the years than I can count, like Sansas, iRivers, iPods (common & touch), the Ibiza Rhapsody, etc. But, the last few several years I’ve settled down to one line of gamers.

  45. sbobet says:

    You actually make it appear really easy with your presentation but I
    to find this topic to be actually one thing which I believe I’d never
    understand. It seems too complicated and very wide for
    me. I’m taking a look forward to your next post, I’ll try to get the hold
    of it!

    Review my site: sbobet

  46. malware says:

    Websites you should visit

    [...]below you’ll find the link to some sites that we think you should visit[...]…

  47. malware says:

    Cool sites

    [...]we came across a cool site that you might enjoy. Take a look if you want[...]…

  48. harman bird says:

    Whispering Misty

    So sorry you can expect to skip the workshop!

  49. learn more says:

    Third Flower

    My spouse and that i are now delighted that Albert could execute his scientific studies as a result of the thoughts he had by means of your website. It is actually on occasion perplexing to only usually be giving freely techniques which a number of peo…

  50. Title

    [...]one of our visitors lately recommended the following website[...]

  51. Related…

    [...]just beneath, are numerous totally not related bogs to ours, however, they are surely worth going over[...]…

  52. Visitor recommendations

    [...]one of our visitors recently recommended the following website[...]…

  53. Title

    [...]The info mentioned within the post are a number of the most beneficial accessible [...]

  54. What’s up mates, how is the whole thing, and what you want to say concerning this article, in my view
    its in fact amazing for me.

  55. LED collar says:

    Dreary Day

    It was a dreary day here yesterday, so I just took to piddeling around online and realized

  56. biggest trucks

    [...]we prefer to honor numerous other net web-sites around the web, even though they aren’t linked to us, by linking to them. Below are some webpages really worth checking out[...]

  57. Have you ever considered creating an e-book or guest authoring on other blogs?

    I have a blog based on the same ideas you discuss and would love to have you share some stories/information.
    I know my visitors would appreciate your work. If you are even remotely interested, feel free to shoot me an email.

    Review my site … recent seo company

  58. Healing’s Dragon

    to locate matters to improve my site!I suppose its ok to generate utilization of a couple of within your principles!!

  59. sbobet says:

    whoah this weblog is magnificent i really like reading your articles.
    Stay up the great work! You realize, lots of persons are looking around for this info, you could aid them greatly.

    Here is my page – sbobet

  60. Definitely, what a fantastic website and enlightening posts, I surely will bookmark your
    site.Best Regards!

    My web-site: wrinkle cream

  61. Superb website

    [...]always a big fan of linking to bloggers that I love but don’t get a lot of link love from[...]…

  62. Online Article…

    [...]The information mentioned in the article are some of the best available [...]…

  63. Cool sites

    [...]we came across a cool site that you might enjoy. Take a look if you want[...]…

  64. dentist games

    [...]Here is an excellent Weblog You may Come across Exciting that we Encourage You[...]

  65. cougar says:

    cougar

    [...]always a huge fan of linking to bloggers that I love but really don’t get lots of link love from[...]

  66. Great website

    [...]we like to honor many other internet sites on the web, even if they aren’t linked to us, by linking to them. Under are some webpages worth checking out[...]…

  67. Websites we think you should visit

    [...]although websites we backlink to below are considerably not related to ours, we feel they are actually worth a go through, so have a look[...]…

  68. Websites worth visiting

    [...]here are some links to sites that we link to because we think they are worth visiting[...]…

  69. naturally like your website but you have too take a look at the spelling on quite a few of your posts.
    Many of them are rife with spelling issues and I in finding it verfy troublesome to inform the reality then again I’ll certainly come again again.

    my web blog จีคลับคาสิโน

  70. Title

    [...]Wonderful story, reckoned we could combine some unrelated data, nonetheless actually worth taking a appear, whoa did a single find out about Mid East has got additional problerms as well [...]

  71. I lopve your blog.. very nice colors & theme.
    Did you create this website yourself or did you hire
    someonee to do it ffor you? Plz respond as I’m looking to cdeate my own blog and would
    like to find out where u got thhis from. kudos

    Feel free to surf to my blog; แทงบอลสเต็ป

  72. I’ve composed often about using British Airways Avios tо guide routes ԝithin The United Տtates oon
    BA lovers American Airlines ɑnd Alaska. We typically avoid
    using tɦe thiոgs to aϲtually travel on British Airways аs а result оf expenses required to
    do ѕo (іf ƴou wοuld lіke to fly acrosѕ the pond), but they ɑre incredible for maոy redemptions clkoser tо household.

    British Airways marketing limitations mаy posѕibly noot be combined.

    Υou’ll be ɑble to uѕually cancel үour booking within 24 hours to
    gеt a copmplete refund ƅy calling a contat centre.
    Typically, thee reduced tɦe ticket, tҺe additional limitation and situations tҺe ticket provides.

    Ɍegarding citation adjustments, ʏߋu might bee priced ann alteration fee аոd also the difference iո
    cost depending оn yoսr admission.
    Yߋu’гe allowed to deliver oոe piee օf hold-on baggage, աithin tthe dimensions control, аոd somethіng personal
    tote.
    Hߋw maոy bags itt іs posѕible to check іn wihout aո
    adԀed payment depends oո yoսr citation.
    Make аn effort tօ create ƴour booking anԀ otheer demands online.
    Calling а contact center mіght have a site fee.

    Tweet British Airways аcross thee united kingdom from London Gatgwick
    ɑnɗ London Aгea and is enjoying Holiday wіth 10 PERCENT discounted ߋff manʏ
    aircraft to Europe. Book ƴoսr journey by 5th January аnd traveling till
    31st of March 2014 (telephone trip) tо get 10% discounted off уour follοwing flight
    ѡith BA. When booking directly tҺrough ba.ϲom this marketing rule iѕ
    barely suitable. Thе discount is սsed jսst …

    Nevеrtheless, tҺere’sone гelatively ѕignificant suggestion when utilizing Avios tɦаt we haven’t granted mսch focus
    οn bеfore. Thatt idea iis аlways to guide everʏ path of the vacation
    ɑlone. Foг instance, if you lіke to worek witҺ your factors to flly to fгom Houston tο Neԝ-York round-trip оn American Airlines, tҺеn guide the Houston to Ny pardt on one solution, ɑfter
    which guide the Νewest York tо Houston portion individually
    oon а distinct citation. Ҭhe reasopn iѕ if yoou wаnt to alter thе return percentage oof the vacation аfterwards ʏou аre liкely to taƙe
    a much ƅetter place.

    A clue to the pгoblem іs situated іn seсtion 14.1 withіn their
    Executive Club Principles tҺat claims: “Alll granted adjustments аre subject
    to capacity restrictions аnd might not be manufactured fоllowing the period 24-hours
    ahead οf thе appointed departure ߋf tҺe primary journey ѡhile iin tɦe Reward travel itinerary.” іn the event youu proceed examininng the guidelines уou’ll fiոd that
    іf a cancellation іs manufactured mօгe thaո 24 hours ahead of tɦe scheduled travel ߋf thе primary
    flight while іn the prize itinerary tɦe Avoos poinrs priced foor tҺe reward will bе re-attributed for
    the member’s consideration. Avios աill nοt be refunded forr partly flown reservations.
    Іn case you stop within 24 hours yoս will nօt get your destails back uոtil you are averted by vacationing dսе to an “event bеyond youг control” аnɗ yօu
    have knowlegeable British Airways іmmediately, provided proof
    tɦe ƅig event if required tօ take action, anԀ paid tɦe
    relevant cost ρarticular on ba.сom.

    Ԝe discovered ѕome of this the hard way when I used my moter to assist ɦer girl after a
    sіgnificant fіre in the family’s property to ƅе flown
    by many Avios. We orderd heг oո American Airlines employing Avios.
    Originally ѕhе wօuld defіnitely be there for аbout tеn times, bսt
    aftеr acquiring thегe she understood ѕhe needed to
    be extended to helop tɦem, while they were liκely to bee moving intο a leasing residence tҺroughout tҺat
    moment. Ѕhe ɦad beеn arranged Ƅy me οver a round-trip bսt sinϲe thе outgoing waѕ flown, І usеd tο be struggling to alter the return.

    Ӏ wаs on holiday in London at that time, so undoubtedly ԝe didn’t try for vey long tߋ acquire tҺe airfare modified, but ѡhat used to
    do attempt online andd vіa a contact to British Airways didn’t աork.
    I couldn’t gett ɑnd eոd tɦе things bacҝ, and I couldn’t
    since the first trip ѡithin the plans ѡɑs flown alter thee routes.

    Complete set οf coupon рrovides and Debenhams discount codes fοr 2014
    british airways prpmotion ebay coupon code march 2014 (weheartit.com)
    ΤҺis household naqme ոeeds no intro, սsing 153 outlets throughhout tҺe UK & Ireland
    & ɑ straightforward to navigate site. Тhey fezture a massive selection օf products including օwn brand & designer style,
    electricals, items, requirements tо youг house & mօrе!
    Thеir repeated clearance sales are ɑlways popular
    wіth this users; an excellent possibility tօ seize a
    discount! Getting married? The flexible gift record support ϲould Ƅe monitored onlineANDin-store, ԝorking foг yoս ցеt еxactly ԝhat you wаnt for the big day

    Are you currеntly seeking discount clothes, bistro dishes, electronics օr perɦaps а dayy oսt fߋr
    thе family? Yοu don’t ɦave to search fսrther thaո moneysupermarket.сom to make savings iո ʏοur acquisitions.

    If ƴou’re sooո fter pеr day aνailable around the local region Ьut, you’re uncertain wҺat offers aге available, nеxt our What’s Community element
    enables ʏou toо locate amazing discounted coupons fօr sights, bars,stores аnd restaurants close tߋ үour local region.

    Mɑny thast you neeɗ to complete iѕ merepy type ƴour postcode or geographic ɑrea into tҺe search
    box then sit bɑck whilst tɦe site caո the rest for you.
    The search гesults աill make numerous tҺе very bеst offers and bargains
    fߋr exactlу wɦat you’re trуing to fiոd.

  73. buy electronics online

    [...]The information and facts mentioned inside the post are several of the best available [...]

  74. Title

    [...]always a big fan of linking to bloggers that I adore but really don’t get quite a bit of link like from[...]

  75. Awesome website

    [...]the time to read or visit the content or sites we have linked to below the[...]…

  76. What happens is, at the White Council, Jackson has Elrond, Gandalf, Sauruman, and Galadriel discussing the
    Witch King of Angmar, and that isn’t so bad, what is horrible is how Jackson has Galadriel’s
    character state something about how the Witch King
    had been killed, and entombed in a tomb so dark no light could ever reach
    it, and how a spell had been placed on the tomb so strong that no man
    could ever open it. Among the most beautiful of ornamental fish in the world is the Koi
    fish. Later in the day we’d see retro Jimi Hendrix
    shirts for sale and were very tempted by them, but ultimately didn’t
    wind up buying.

    my weblog: dragon city cheats

  77. Read was interesting, stay in touch…

    [...]please visit the sites we follow, including this one, as it represents our picks from the web[...]…

  78. woobodas says:

    Sites we Like…

    [...] Every once in a while we choose blogs that we read. Listed below are the latest sites that we choose [...]…

  79. Sources

    [...]check below, are some totally unrelated websites to ours, however, they are most trustworthy sources that we use[...]…

  80. I’m not sure where you’re getting your information, but great topic.

    I needs to spend some time learning more or understanding more.

    Thanks for great info I was looking for this info for
    my mission.

  81. Hi there! I knmow thiis is kinda off topic however , I’d
    figured I’d ask. Would you be interested in exchanging links or maybe guest writing a blog
    post or vice-versa? My blog goes ovewr a lot of the same topics as yours
    and I believe we could greatly benfit from each other. If you happen to be interested feel free to send me an
    e-mail. I look forwar to hearing from you! Excellent blog by the way!

    My weblog แทงบอลเว็บไหนดี

  82. Glucosamine says:

    Hi, i feel that i noticed you visited my site so i got here to return the prefer?.I am trying too
    in finding things to enhance my web site!I guess its adequate to make use of some
    off your ideas!!
    Glucosamine Chondroitin

  83. Wow! This can be one particular of the most helpful blogs We
    have ever arrive across on this subject. Basically Excellent.
    I am also an expert in this topic so I can understand your
    effort.

    Also visit my blog post :: malpractice lawyers

Leave a comment


7 + = 15

Subscribe to our RSS Feed! Follow us on Facebook! Follow us on Twitter! Visit our LinkedIn Profile!